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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-440-2121
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Marsha Nation is one of The Web's
Top Selling Real Estate Experts Find Out More > |
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Let Me Personally Search for a Home that Matches Your Criteria I am aware of every property on the market in this area. I even know of properties that will be available but have yet to formally be placed on the market. I have direct access to the local MLS (Multiple Listings Service), and also to other agents in the area and their listings. If you give me some idea of what you are looking for, I will personally review all my sources of listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! It is a totally free service, and there is no obligation. It's my job! Call me locally at 454-6233, or toll-free 1-888-440-2121. Or fill out this form, and I will get right back to you! Please give me as many details as possible. 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
Who received the largest land grant ever given to an English subject for only two beaver skins per year?
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| A |
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II. |
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